Examining the Importance of Gaining Financial Knowledge through a Career Development Process in Japanese Upper Secondary Education


Kazutsune Moriya ,

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Volume 7 - September 2018 (09)


As the information society has matured and narrowed the boundaries between countries, gaining financial knowledge has become of paramount importance. Just as flowing water travels downward, money moves toward profitable ventures. In modern society, which is increasingly polarized between the rich and the poor, the rich become richer, and the poor become poorer. Therefore, finance-related knowledge becomes invaluable. The asymmetric diversity of information is perhaps found the most in finance-related matters. As general consumers, therefore, we need to have a rational outlook toward the socioeconomic situation and be able to manage proper self-finance so that we can live independently without suffering from unfair losses. The present study is bibliographic research on financial education imparted across the country, considering the future of the financial education and career development process in upper secondary education.


Financial knowledge, Career development process, Financial education, Career-designing, Career development


i.        The Central Council for Education, “Improvement for Teaching Guidelines for preschools, primary schools, junior high schools, high schools and special-needs schools (report)” 2008.

ii.      The Central Council for Education, “Future Career Education and Work Education in Schools (report)” 2011.

iii.    Ministry of Economy, Trade and Industry, “Research Group Report on Citizenship Education and Achievement Made by Economic Society” 2006.

iv.     Financial Economy Education Promotion Research Group, “Current Status Survey Report on Financial Economy Education in Junior High Schools and High Schools, Japan Securities Dealers Association, 2014.

v.       The Financial Education Plaza, “Guide for Financial Education Research Schools and Money Education Research Schools,” The Central Council for Financial Services Information, 2013.

vi.     Public High Schools in Ishikawa Prefecture and The Hokkoku Bank. Financial Education Seminar. Available: http://www.hokkokubank.co.jp/company/csr/news/2008/0828.html

vii.   Committee for the Promotion of Financial Education, “Financial Literacy Map,” The Central Council for Financial Services Information, 2015. Available: https://www.shiruporuto.jp/teach/consumer/literacy/

viii. Cabinet Public Relations Office, “What is Financial Literacy?” Available: http://www.gov-online.go.jp/useful/article/201404/1.html

ix.     Japan Association for Financial Planners, “Personal Finance for Teenage Learners,” 2013. Available: https://www.jafp.or.jp/personal_finance/high/personal_text/

x.       Securities Dealers Association, “Financial and Securities Terminology.” Available: http://www.jsda.or.jp/manabu/word/word73.html

xi.     Nomura Holdings, “Dissemination of Financial and Economic Education,” 2015. Available: http://www.nomuraholdings.com/jp/csr/society/education.html

xii.   National Association of Labour Banks, “Financial and Consumer Education for High School Students,” 2013. Available: http://all.rokin.or.jp/education/

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